Facts about LIFE

Life HappensLife is unpredictable—that’s why we say LIFE Happens. And while you can’t control the future, you can take steps to protect your family financially and safeguard the good things that you’ve created in your life with proper life insurance planning.

Each year millions of Americans endure unnecessary financial hardship as a result of loved ones dying with little— or no life insurance

The number of Americans with a life insurance policy has declined to an all time low as 41 percent of the population (95 million) stated they have no life insurance at all!1

Also Scary: 4 in 10 of those who DO have life insurance only have it through group life insurance coverage

Let me be the first to tell you — this is bad planning.  Sure, it’s great to have your employer provide you with a life insurance policy in which they are paying for — but don’t let that be your only protection! Think about it — do you know for sure that you are going to be with that employer for the rest of your working years?  There is no way to know for sure, but what do you think happens when you leave your employer (Along with your life insurance policy) behind, and you are now 20 years older? Or worse, your health has deteriorated and you are no longer considered to be the “Insurable” candidate you once were? The thing about life insurance is that you aren’t bound to keep it forever — if your lifestyle changes and you don’t feel you need the coverage — you can opt to cancel the policy.  That is A LOTeasier to do than trying to find a  policy with unfavorable health conditions.

Life insurance should serve as the foundation of your family’s financial security

Life Insurance ensures that your loved ones will have the same lifestyle and opportunities, even if you’re not here.  While it cannot replace you, it can provide your family with funds they need to:

√ Pay final expenses
√ Make adjustments in their life
√  Replace the income you provide
√  Keep your family in their OWN World (i.e: Home, Neighborhood, School)
√ Create a college fund
√ Provide for financial emergencies
√ Provide for child care and/or home care

Standing up to the future means making sure you and your family can carry on, even in the face of a disaster. That’s where life insurance and other forms of insurance come in.

Life insurance won’t guarantee you’ll never face a tragic situation, just as wearing a seat belt won’t keep you from crashing your car. But it will provide your family with financial protection. And whatever hopes and dreams you have for your loved ones can still be realized, even if the worst were to happen.

That’s why we say LIFE Happens — because it really does — no matter what the future throws at you.

This infographic does an excellent job of highlighting some of the important facts and figures about life insurance:

Life Insurance Facts & Figures by WholeTerm Life Insurance Quotes.org

Life can take unexpected, unpredictable turns — some good and some bad.  So, every day, take small steps to improve the odds that good things will happen to you — and guard yourself against the bad.

You wear your seat belt so you won’t be seriously injured in a car accident.  You lock your doors when you leave home to prevent yourself from being robbed.  You buy life insurance for the same reason —  to protect your family financially.

It ensures that your loved ones will have the same lifestyle and opportunities, even if you’re not here.

Will your family be OK when Life Happens?

If you live in Indiana and would like to discuss your insurance with me Click Here.

Sources:

1. LIMRA | Facts about Life 2011
2. Life Foundation

2 comments on “Facts about LIFE

  1. Pingback: Dreams can come true | Mistress of Disaster

  2. Pingback: Insure Your L♥ve | Mistress of Disaster

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